The biggest wealth opportunity in 2026 according to Dan Bin

In a recent interview with Dan Bin, the host asked, "What do you think is the biggest wealth opportunity in 2026?" Dan Bin answered without hesitation: "Of course, it's still AI, and I believe this is not just a short-term 'theme' for two or three years, but a technological revolution cycle lasting at least a decade or more."
This is not surprising. Over the past two years, AI has evolved from a 'concept' to 'industrial chains and capital expenditures,' and more and more industry leaders have come to see it as a long-term wave driven by general-purpose technology. What really caught my attention was the more cautious tone in his remarks: "This year may also resemble 1994 between 1990 and 2000, as the three years before 1994 saw significant gains, leading to an adjustment in 1994."
After watching so many interviews with Dan Bin, this is the first time I've seen such a shift in his tone. As the saying goes, 'The duck knows first when the river warms in spring.' As a heavyweight in the investment world, he must have spotted some risks.
Looking at the current situation, it's easier to understand where this caution comes from. On one hand, AI's 'infrastructure-style investments' are still accelerating: computing power, data centers, electricity, networks, chips, and supporting supply chains are all expanding. Moreover, more and more of these investments are being reflected in financing (for example, Oracle has announced plans to raise approximately $45–50 billion through debt and equity financing by 2026 to expand cloud infrastructure capacity, while the market continues to debate its rising debt and the return/sustainability of AI investments). Changes in capital structure will amplify the market's sensitivity to risk. On the other hand, discussions about 'how quickly and on what scale AI can deliver profits' are heating up: while investments are certain, the timing of returns may not align—this naturally creates tension in valuations.
Add to this some typical signals: for instance, investors like Michael Burry, known for their 'contrarian' and 'bubble-warning' approaches, are periodically using options to express cautious views on certain AI-related assets, which further reinforces the market's psychological expectation of 'high volatility.' Of course, such positions alone cannot be taken as trend indicators, nor should they be simplistically interpreted as 'conclusions,' but they do serve as a reminder: "The stronger the consensus, the more hidden the risks often are."
Later in the interview, Dan Bin also said, "Even if there is an adjustment in 2026, it will still be a year of potential." His stance is not contradictory: while acknowledging that 'there may be adjustments,' he still emphasizes the need to firmly embrace AI, as the risk of missing out on this era is greater. In other words, in his view, even if 2026 sees turbulence, it will more likely be a 'power-accumulation phase' within a larger cycle, rather than the end of the trend.
Personally, although I still believe 2026 will most likely continue to rise, I will incorporate both 'staying bullish' and 'respecting volatility' into my strategy:
• Hold core positions for the long term, aiming to participate in the industry's long-term dividends rather than chasing short-term sentiment.
• Allow for tactical 'T' trades to stabilize mindset at the trading level, but with the premise: 'rules before emotions, positions before views.'
• When significant pullbacks occur, prioritize reviewing fundamentals: if the company's logic and industry trends remain unchanged, be bold in gradually increasing holdings at more reasonable prices.
• Maintain sufficient cash and safety buffers to avoid being forced into making wrong decisions during heightened volatility.
In a nutshell: "AI remains the main theme of the era, but 2026 is more like 'a year to test discipline.' Whether you can seize opportunities may not depend on how optimistic you are, but more on whether you can stay clear-headed and execute during volatility or even downturns."